Commercial Lease Program · Tampa, FL
Truck Leasing
Lease a refuse truck under the manufacturer's full factory warranty with predictable monthly costs and rental support when your truck's down. At lease end, you choose what's next — walk away, purchase the truck outright at residual, extend your existing term, or swap into a new lease. No balloon payments. No surprise end-of-term settlements.
Drive Newer. Stay Covered. Decide Later.
Why Lease
Leasing From RDK
For fleets that want new equipment without the long-term risks of ownership, leasing gives you predictable monthly costs, the latest trucks, and zero surprise repair bills. Here's what it means for your operation.
New Truck Every Renewal
When your lease renews, you get a new truck — always running the latest technology with no legacy maintenance issues.
Fixed Annual Budget
Overcome budget restraints with predictable monthly payments that make fleet planning simple and capital management easier.
Cooperative Contract Access
RDK has resources that make it easier for you to piggy-back off existing cooperative purchasing contracts and accelerate your leasing timeline.
Full Factory Warranty
Each leased truck comes with the manufacturer's full factory warranty. Coverage duration varies by truck make and model — some platforms carry warranty terms well past 12 months.
Truck-Down Support
Rentals available when your leased truck is in for service — because your routes don't stop for repairs.
Lower Cost Of Ownership
Reduce maintenance costs and free up shop personnel to work on other projects instead of your leased fleet.
No Parts Inventory Needed
Skip the high-dollar backup inventory — engines, transmissions, hydraulic cylinders, and more. While under factory warranty, major component issues are handled directly by the manufacturer.
Improved Fleet Uptime
Newer trucks run more reliably. Less time in the shop means more routes completed and more revenue on the road.
Trade-In Options
Have an aging fleet? Trade-in options are available — roll your existing equipment into a new lease arrangement.
Available Terms
Choose Your Lease Length
Pick the term that matches your operational budget and replacement cadence, or talk to us about a custom arrangement. At the end of your term, you choose what's next — walk away, purchase the truck outright, extend your existing lease, or swap into a new lease.
13
Months
Short cycle, freshest equipment, lowest total repair exposure
18
Months
Slightly longer cycle for seasonal operations
24
Months
Two-year commitment, stable monthly rate
28
Months
Balance of term length and flexibility
36
Months
Most common choice — balance of monthly cost and equipment freshness
48
Months
Extended term for budget-conscious fleets
60
Months
Maximum term — lowest monthly payment
Custom
Different needs? We'll build a program around your timeline.
Why 36 Months
Why The 36-Month Term Fits Most Fleets
Most of our customers land on a 36-month lease — it balances monthly cost against equipment freshness and lines up well with multi-year route contracts. Here's what you get over the term, and what you're on the hook for as the operator.
The 36-Month Advantage
- Lower monthly cost than 13-, 18-, or 24-month terms
- Predictable three-year operational budget
- Aligns with most multi-year municipal and commercial contracts
- Most major OEM warranties cover much of the lease term
- End-of-term residual value still meaningful for trade-in or purchase
Your Responsibilities
- Follow the OEM's normal routine maintenance schedule
- Return the truck with at least 50% tread on tires
- Return truck clean with no trash in the body
- Provide a fresh DOT inspection upon return
- No broken glass or body/paint damage over $500
- Average usage not to exceed 60 hours per week
How Leases Are Structured
Three Ways A Lease Can Be Built
Not every lease is structured the same way. The right structure depends on what you want at the end of the term — certainty about returning the truck, a path to ownership, or flexibility to decide later. Here are the three common structures we offer.
Walk-Away
At the end of the term, you return the truck and walk away — no buyout obligation, no balloon payment. Simplest structure for fleets that always cycle to new equipment.
Purchase Option
Same lease, but you have the option to purchase the truck at a pre-agreed price at the end of the term. Good fit if you may want to keep the truck but don't want to commit upfront.
Fair Market Value (FMV)
End-of-term purchase price is determined by the truck's fair market value when the lease ends. Lower monthly payments during the term, with end-of-lease price set by market conditions at that time.
Timing & Delivery
Availability & Lead Times
How fast can you get a truck? It depends on what you're after. Some configurations sit on our lot ready to go; others need to be built to your specs. Here's how it typically works.
In Stock & Delivered In Days
In many cases we have the truck you need in stock and can deliver it in a matter of days. Common configurations cycle through our lot regularly.
Built To Order: 3–6 Months
Other configurations are built specifically to your specs and may take three to six months to deliver. Lead time depends on the type, make, and model of truck you're after.
Renewal Bridge Coverage
For lease renewals, we contact you in advance to confirm and order your next truck early. If the new lease truck is delayed, you can keep your current lease truck at a fixed monthly rate until the new one arrives.
Peace Of Mind
What Happens To My Lease If RDK Changes?
A common question from councils and procurement teams: what if something changes on RDK's end during the lease? It's a fair question, and we've thought it through. Here's how the structure works.
Your lease isn't held by RDK directly — it's backed by RDK's lease partner, a major financial institution. If anything changes on RDK's end, your lease does not change. You continue the lease with the bank for the remainder of the term, and you keep the option to purchase the unit from the bank at the end if you'd like.
Lease is backed by a major financial institution — not by RDK directly.
If RDK changes, the lease does not change. Customer continues the lease with the bank for the remainder of the term.
At end of term, the customer has the option to purchase the unit from the bank.
We don't view this as an issue — but we want every customer, especially councils and committees, to know it's been thought through and that your lease is protected by the structure itself.
Common Questions
Leasing Questions, Answered
Everything fleet managers usually ask before signing a lease. If your question isn't here, contact us using the form below.
Who honors the warranty on the leased truck?
The warranty is honored directly by the OEM (original equipment manufacturer). All warranty claims, coverage decisions, and covered service work fall under the manufacturer's program. RDK can help you connect with the right OEM service channel but does not cover, extend, or supplement manufacturer warranty itself.
What are my responsibilities concerning the leased truck?
Your obligations during and at the end of the lease:
- Perform the OEM-suggested routine maintenance
- Return the truck with at least 50% tread on the tires
- Return the truck clean and with no trash in the body
- Provide a fresh DOT inspection upon return
- No broken glass or body/paint damage over $500
- Average usage not to exceed 60 hours per week
How long does it take to get my truck?
It depends on the type, make, and model of truck. Some configurations are in stock on a regular basis, while others may take three to six months to build and deliver.
For lease renewals, RDK will contact you in advance to confirm renewal and place your order early. If your new lease truck is delayed or not ready on time, you can keep your current lease truck at a fixed monthly rate until the new one arrives.
Can I add optional equipment to the lease truck?
Yes. Typical available options are depreciated over the term of the lease and added to your monthly payment. Talk to us about what you want — cameras, radios, specific body upgrades, custom paint — and we'll build it into the quote.
What happens if RDK Truck Sales goes out of business?
Your lease is held by a bank, not by RDK directly. So on your end, nothing changes. You'll continue the lease with the bank for the remainder of its term, and you have the option to purchase the unit from the bank at the end if you're interested.
What type of lease program is this?
This is a flexible-term commercial lease program. At the end of your lease, you have four options:
- Walk away and return the truck
- Purchase the truck outright at residual value
- Extend your existing lease for additional time
- Swap into a new lease for a different truck
No balloon payments, no forced purchase options, and no surprise end-of-term settlements. Available terms are 13, 18, 24, 28, 36, 48, and 60 months, with custom terms available on request.
What if I have an existing fleet to trade in?
Trade-in options are available. We can roll the equity from your existing trucks into a new lease arrangement — often with no out-of-pocket expense at signing. Reach out for a trade evaluation.
Get Started
Request Leasing Information
Tell us a little about your fleet and how to reach you. Our leasing team will follow up with pricing, term options, and truck availability.
What's Next
Here's What Happens After You Submit
Our leasing team reviews every request within one business day. We'll reach out to learn your routes, spec needs, and timeline — then send a clean quote with no pressure.
- Response within 1 business day
- Transparent quote, no obligations
- Trade evaluations available
- Custom terms for unique needs
Use the form below to start your lease inquiry. Include your fleet size, preferred lease term, and truck type in the message so our team can prepare a complete quote on first call-back.
Prefer To Talk?
Speak With Our Leasing Team
We're happy to walk you through program details, work through your fleet's specific needs, and answer any questions. Reach out through the contact page or visit our Tampa location.